# Referral & Early Adopter Program

Get in early. Earn more.

unflat rewards early believers with bonus APY tiers and a referral program that lets you boost your returns even further.

## Early adopter tiers

The earlier you join, the higher your APY bonus:

| Tier        | Signups    | APY Bonus |
| ----------- | ---------- | --------- |
| **Pioneer** | First 500  | **+2.0%** |
| **Early**   | Next 1,500 | **+1.5%** |
| **Adopter** | Next 3,000 | **+1.0%** |

These bonuses are applied on top of the base APY and are locked in for the duration of the program.

## Referral bonus

For every friend you refer to unflat, you receive a **+0.5% APY boost** on your deposits.

* **1 referral:** +0.5% APY
* **2 referrals:** +1.0% APY
* **3 referrals:** +1.5% APY (maximum)

You can refer up to 3 friends for a maximum referral bonus of +1.5% APY.

## Stack your bonuses

Early adopter tiers and referral bonuses stack. Here's what a Pioneer tier user with 3 referrals could earn:

| Component    | APY Bonus   |
| ------------ | ----------- |
| Base APY     | \~7.0%      |
| Pioneer tier | +2.0%       |
| 3 referrals  | +1.5%       |
| **Total**    | **\~10.5%** |

{% hint style="info" %}
**That's the power of being early.** A Pioneer with 3 referrals could earn up to \~10.5% APY, among the highest risk-adjusted returns available in the stablecoin savings space.
{% endhint %}

## How to participate

1. Sign up for unflat during the early access phase
2. Your tier is automatically determined by your signup position
3. Share your unique referral link with friends
4. Both you and your referred friend benefit

## Terms

* APY bonuses are subject to the overall program terms and may be adjusted
* Base APY remains variable and market-dependent
* Referral bonuses apply as long as the referred user maintains an active deposit
* Program details may evolve as unflat grows. We'll always communicate changes in advance


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://unflat.gitbook.io/unflat-docs/product/referral-and-early-adopter-program.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.