# Welcome to unflat

unflat is on a mission to make stable yields accessible to every European saver.

We started unflat because it's unfair that information asymmetry still exists, and that those with more knowledge have greater opportunities for capital returns. Your savings deserve more.

## Higher earnings, powered by open markets, not middlemen

unflat connects your savings to overcollateralized DeFi lending markets through Morpho Protocol. No bank sits in the middle. Rules are written in code, auditable by anyone, and your interest accrues every second.

Born from B4i (Bocconi for Innovation), now building with TEF (Tech Europe Foundation), unflat is purpose-built for European savers who want better returns without crypto complexity.

| Metric             | Value         |
| ------------------ | ------------- |
| Net APY (variable) | Up to \~7%    |
| Managed on Morpho  | $5B+          |
| Security exploits  | 0 to date     |
| Withdraw           | Anytime, 24/7 |

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**Europe-first.** unflat is designed for European savers. Currently operating with USDC, with EURC support planned as vault liquidity grows, building toward a fully euro-native experience.
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## Next

In the Basics section, we walk you through how unflat works, how yields are generated, and how your funds are protected.